Day: October 13, 2023

Credit Report LawyersCredit Report Lawyers

credit report lawyers

Lawyer for credit issues help consumers fight back against errors in their credit reports. These mistakes can be embarrassing and financially damaging. They include missed payments, inaccurate information or incorrect accounts. A credit report lawyer can help you to correct these errors and may sue a consumer reporting agency or debt collector who violates federal laws. They can seek monetary damages, including actual damages and punitive damages if appropriate.

Inaccurate information on your credit report could impact your ability to take out loans, mortgages, auto loans and even rent an apartment. Credit agencies such as Experian, Equifax and TransUnion (CRAs) collect information about you from many sources, including banks, credit card companies, department stores, mortgage lenders, cellular phone companies, court records, and more. Each CRA produces a different credit report for you.

Credit Report Lawyers: Navigating the Complexities of Credit Scores

When you dispute errors in your credit report, the CRA has a duty to investigate and correct the reported information. However, the CRA or credit furnisher often fails to meet this obligation. This failure can include not investigating your dispute or even failing to remove inaccurate information from your credit report after the CRA has investigated your dispute.

Our firm’s credit report lawyers have successfully litigated many cases involving errors in consumer credit reports in federal courts throughout the country. We work on a contingency basis, which means you pay no attorney’s fees unless we win your case. To learn more about how a credit report lawyer can protect your rights, contact us today.